Customized products. Personalized service.
That’s the State Federal Savings and Loan Association approach. We understand that not everyone has the same needs and financial goals and our flexible products and services reflect that.
We offer products and services that are straightforward and easy to understand. We don’t dazzle you with gimmicks or baffle you with hidden charges. Instead, we provide financial options that you can live with; options that make your life easier, not more difficult.
In today’s impersonal world, it’s nice to know that at State Federal, you’ll receive service the way it used to be. Your phone calls will be answered by a real person, not a confusing recording. You’ll deal with knowledgeable, courteous staff members who have built their career with us and devote a combined average of 15 years experience to every account.
Here’s what we offer:
Regular Checking – a non-interest bearing account with unlimited check writing privileges and no monthly maintenance fee.
Minimum to open: $200
Super Checking – an account earning competitive rates of interest on balances of $500 or more, plus unlimited checkwriting privileges and no monthly maintenance fee.
Minimum to open: $2,500
Passbook Savings – a solid traditional account that earns interest at competitive rates and offers unlimited deposits and withdrawals, no minimum balance requirement, and no monthly maintenance fee.
Minimum to open: $100
SHAZAMChek – an ATM card that works like a checkbook wherever Master Card is accepted.
Certificates of Deposit – certificates paying competitive rates of interest in terms ranging from 91 days to 60 months.
IRAs – retirement plans offered with an extensive range of fixed terms that pay competitive, tax-deferred rates of interest. Lump sum contributions and deposit-as-you-go accounts available.
Safe Deposit Boxes – secure caches for your valuables, important documents, family heirlooms and other items in several sizes